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Car tips & advice | 08.04.2014 - 17:50

How to Know if You Have a Claim in an Auto Accident Injury

Read on to learn if you have a legal case with your auto accident injury.

Being the victim of an auto accident can be a life changing event. If you have been hurt by the actions of another in an auto accident, there is a good chance that you may have a claim for damages. However, how do you know for sure if you have a claim that should be filed with insurance or even the court system? Here are some helpful guidelines to assist you in determining if you have a claim and what you should do to pursue action.


Determination of Fault


The first aspect of knowing whether or not you have a claim in an auto accident injury is the determination of fault. Typically, when there is an accident, the police are contacted. There will be a police report that will be filed that should determine fault of the accident. If the police state that the accident was not your fault, there is a good chance you will have a claim for damages and possible medical injuries that will need to be filed with the at-fault party's insurance company.


Documentation of Medical Injuries


If you have been hurt as the result of an auto accident, you should seek medical evaluation. In many cases, your injuries may require continued medical care. If this is the case, you probably have a medical claim against the other driver. You will need documentation from your doctor to validate your injuries and the need for continued care. The doctor should try to provide a patient treatment plan for your injuries to include a cost assessment that can be filed with the insurance company.


Consultation With Your Insurance Agent


If the auto accident was not your fault, you will always need to file your claim with the at-fault party's insurance company. However, you should consult your insurance agent in regards to the accident and whether or not you have a claim. They could offer valuable guidance as to what to expect from the other insurance company and how you should handle certain situations.


Consultation With a Good Attorney


Perhaps the best way to determine if you have a claim in an auto accident is to seek the advice of a good accident attorney. The attorney will be able to review your case and tell you truthfully if you have a case that could be won in court. Also, most attorneys will provide a free consultation to offer advice on your case. Therefore, you are not losing any money out of pocket to get proper guidance. Also, you'll want a lawyer who knows local laws. An auto accident attorney in Montgomery might help you more if your accident occurred in Alabama than an out of state lawyer could.


By following these simple steps, you can easily determine whether or not you have a claim as the result of an auto accident. Because the claims process can be tricky, it is important to have professional guidance and advice throughout the process.

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Anica is a professional content and copywriter who graduated from the University of San Francisco. She loves dogs, the ocean, and anything outdoor-related. She was raised in a big family, so she's used to putting things to a vote. Also, cartwheels are her specialty.
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