Automobile accidents are an unfortunate consequence that can occur when you travel through busy city streets or on the highway. Fortunately, through preparation that can be taken before an accident occurs, and a person can know what steps to take after an incident. Being aware of these steps and precautions before you find yourself in a situation can save you a lot of time and stress. So here are a few ideas to keep in mind and be prepared for.
Stay Calm and Assess Injuries
The first step to take after an accident is to keep in control. Check yourself and any passengers in your vehicle for injuries and call an ambulance if needed. Turn on hazard lights and move your vehicle to the side of the road to allow other vehicles safe passage by the accident. If it's applicable, check the status of other vehicles and any passengers inside of those vehicles. You want to make sure everyone is alright first and get them taken care of with an ambulance if necessary.
Inform Emergency Services
Call 911 or other emergency services and inform them about the accident. Stay with your vehicle until authorities arrive and be prepared to give them a statement. It's best if you don't admit fault and let authorities determine the cause of the accident. You will need to get information from any other individuals involved in the situation, but you should only discuss the accident with police officials or your insurance company.
Exchange Information and Retain Witnesses
Speak with any other individuals involved in the situation and get their names, license numbers, addresses and telephone numbers. This includes both drivers and any bystanders that may have witnessed the accident. Write down statements by witnesses and make sure that they are receptive to calls from your insurance agent or attorney. Also, you'll want to record the license plate number, model, make and year of any other vehicles involved in the accident. Talk with any other drivers and obtain their insurance information too. The name of their insurance company, policy number and contact names will help with correspondence in the future. You can check further with your insurance company to see if there is more information that would be helpful to them if you find yourself in an accident. You want to collect and provide all the needed information to your insurance provider, this will help get the issue taken care of in a timely manner.
Many people have cameras on their cell phones. This comes in handy for documentation. Injury Lawyers from Forest Park recommend taking pictures of the accident scene and photograph any vehicle or property damage that was created by the accident. Photographs will help validate facts with insurance claims or possible lawsuits.
Medical Visits and Contacts
Keep records of all medical tests, hospital visits or other expenses associated with injuries received from the accident. Contact your insurance company as soon as possible after the accident to file a claim and respond to their inquiries as needed.
Following these steps will help calm you after an accident and make the investigation and claims process a little easier.